![]() Doing so may help to expedite your request. Once you have filled out the form, mail it to:Įven though it’s not required, you can include additional supporting information with the form, such as proof of your address (from a utility or other bill), the copy of your denial of credit letter, and/or a copy of the police report in the event of identity fraud. To request your report from TransUnion, you can print out and mail in the Request for Disclosure form that is on the company’s website. TransUnion customer service reps are available to help you access your credit information and file a dispute if any of your data is incorrect. The report can only be from the credit bureau referenced in the letter. Once you receive the adverse action letter, you will only have 60 days to request your free credit report. The adverse action letter must also indicate which of the 3 credit bureaus the lender got your information from, as well as details on how you can obtain a free copy of the credit report used to make the decision. The letter must provide the reason(s) for the denial. For example, if you are denied a loan or credit, the lender is required to send you an “adverse action” letter. You may obtain a free copy of your credit report if you are turned down for certain types of financial transactions.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |